Disclaimer

Please read this disclaimer carefully before using the tools on SumKit.

Estimates only

All calculators, converters, estimators and generators on this site provide estimates only. Results are calculated from the numbers you enter using standard formulas. They are not official quotes, offers or guarantees. Actual loan payments, insurance premiums, tax figures and other amounts depend on your lender, insurer, location, credit history and personal circumstances, and they may differ from the figures shown here.

Not financial, tax, legal or medical advice

Nothing on this site is financial, tax, legal or medical advice. Our finance tools (including loan, mortgage, refinance, salary and insurance tools) are educational aids for planning and comparison. Our BMI calculator is a general screening measure only and does not diagnose any condition. Always consult a licensed financial adviser, tax professional, attorney, insurance agent or healthcare professional before making decisions based on any result from this site.

No professional relationship

Using this site does not create any adviser-client, doctor-patient or other professional relationship between you and SumKit or its operators.

Accuracy

We work to keep our formulas and content accurate and up to date, but we make no warranty that the site is error-free or that any result is complete or correct for your situation. Rates, tax rules and average figures change over time. Always verify important numbers with the relevant professional or institution.

Limitation of liability

To the fullest extent permitted by law, SumKit and its operators are not liable for any loss or damage arising from your use of, or reliance on, this site or its results.

External links and sources

Some pages cite external sources for average figures. We do not control those sources and are not responsible for their content or accuracy.

Last updated: November 2026